Help Me Pick A REEL

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I was all set on a spinning real, and still will pick one up for trout but the more I read the more I hear that baitcasters are the way to go. I am just now getting back into fishing after a 12 year break. (work work work, no time for play) I used to love my baitcasters but was in fear of being too out of practice to use them.

I love to fish plastic worms texas rigged, and spinner baits but plan on learning it all now that I have promised myself to start working less and living more.

I want to get a good quality reel, then pick the rod and line to match. I also know one set up will not do it all, and will end up being one of many.

I hope to stay under $200.00 and can use L or R retrieve, used to have LH but do not want to limit myself to that and sacrifice better reel choices.
I figure this will be a good time to decide which retrieve I want L or R because its been so long, I know I like to cast using my R hand and thumb, so maybe LH retrieve is the better choice.

The only place with in a couple hours of me to look at reels is a Walmart, so have no choice but to order online.
Any advice?